A study just released states that, “Most communities across Pennsylvania will likely face higher flood risks by the end of the century due to climate change, according to research from Penn State.” Check out the story by Rachel McDevitt I’ve shared many stories about flood insurance and our National Association of REALTORS active involvement with the changing rules. Best advice, check your POLICES!


HV August Market Update

The numbers continue to impress! Come check out the update!

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October 1, 2021 Risk Rating 2.0 takes effect for NEW policy holders, APRIL 1, 2022 it takes effect for EXISTING policy holders. Check out the FEMA Flood Map Service Center web site for more details. At our state REALTOR Association meetings the presentation below shared some of the changes areound the corner.

PA Realtors_Flood Insurance Update_9.20.21


Climate Change in Pennsylvania

Cindy Adams Dunn is PAs sixth secretary of the Department of Conservation and Natural Resources (DCNR). Here’s an excerpt from her Jan newsletter “This past year brought historic flooding and rainfall to our state — a trend that’s predicted to continue as our climate warms. As part of our continuing efforts to address this and other impacts of climate change, DCNR published and is moving on a climate change adaptation and mitigation plan.”
One month last year I dumped our rain gauge out twice to record an unbelievable 15 inches of precipitation. No wonder our area broke past rain fall records in 2018! We love our mountains but need to remember that the water flows downhill and flooding in the Laurel Highlands was extensive.
Check with your municipalities to see what their plans are to help your property stay dry. We’ve seen some areas begin to raise taxes to make repairs and corrections due to flooding. Be informed and attend a monthly municipal meeting!



Government Shutdown and Flood Insurance 2019

Once again Realtors are successful in standing up for home ownership rights! This from our National Realtor Association (NAR).

“Congress on Dec. 21 passed legislation that extends the National Flood Insurance Program until May 31, 2019. In an unexpected policy decision, though, FEMA on Dec. 26 said it couldn’t allow insurers to issue and renew federal policies while the partial government shutdown was ongoing. That ruling was unexpected because in past government shutdowns, FEMA continued to operate the program as authorized. NAR, along with other organizations, including the Property Casualty Insurers Association of America and the Independent Insurance Agents & Brokers of America, urged policy makers to reevaluate the decision. Congress expressed concern as well.

After discussions with NAR and other concerned entities FEMA reversed their unexpected and controversial ruling the agency released earlier this week.

FEMA and the Administration deserve credit for hearing our concerns and acting swiftly to address them,” says NAR President John Smaby. “This new decision means thousands of home sale transactions in communities across the country can go forward without interruption, as Congress intended when it renewed the flood insurance program earlier this week. Our research has shown that 40,000 home sales are lost every month that flood insurance is not available.

In a critical win for home sales while the partial shutdown of the federal government is ongoing, the Federal Emergency Management Agency will issue and renew flood insurance policies.”


All information deemed reliable but not guaranteed. Copyright 2022.

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