Home Owner Associations and Deliquent Dues

Between the Hidden Valley and Seven Springs communities there are 16 associations. We are here to share that as HOMEOWNERS and PROSPECTIVE BUYERS you really should read through the ASSOCIATION DOCUMENTS that apply to you! Remember that your primary residence may be governed by an association too! Dig them out of the files and review!

This BLOG post was created because of a segment we heard on National Public Radio (NPR)! The story in a nutshell goes like this, a reservist from Texas was deployed and his wife missed two payments of their association dues. Their $300,000 home was foreclosed upon, sold on the court house steps for $3,000, and then flipped for $135,000! Yes, it is being appealed but the original owners are without their home!

There are 33 states that allow forclosures to happen without involvement from a judge or arbitrator. These are called non judicial forclosures. Pennsylvania allows you to have your day in court and follows the judicial foreclosure procedure. Neither is an experience you would want to have!

Best advice we can give you is to keep those payments current! Many of our associations will allow you to pay for the entire year with a small discount included!

Remember to support NPR!


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